An Error Setting Up Apple Cash? Find Solutions Here

error setting up apple cash

Apple cash is a great way to pay for items with your phone instead of carrying bank cards that could get demagnetized or stolen. However, what happens when there is an error setting up Apple cash?

There are numerous fixes someone can perform while trying to set up their apple cash account, including updating their iPhone, addressing network issues, and more. 

This article details why an error occurred setting up Apple Cash and answers the question, “Why is Apple cash not working?”

Fix Could Not Set Up Apple Pay Cash 

There are many fixes to the problem that an error occurred while setting up Apple cash, so there is no need to worry if Apple cash is not working. Instead, you can get back to business by doing one of the following steps. 

1. Update iPhone

Updating your iPhone may be the simplest way to fix the error when setting up Apple cash because it reboots the system. Check your settings to find available updates, and ensure a strong Wi-Fi connection. 

If your model does not fully support Apple pay, it may be time to upgrade to a more recent release. 

2. Check Network Connection

If the software on your iPhone is up-to-date, then it may be your network connection that needs to be adjusted. Check if the Wi-Fi is sufficient so your Apple pay transactions can go through smoothly.

You may even need to disconnect and reconnect to the Wi-Fi so we can reboot itself and work properly. Another option would be to forego Wi-Fi entirely and use your data plan, but only if necessary.

Check Network Connection

3. Restart iPhone

Restarting your iPhone is another simple fix that can go a long way towards fixing your Apple pay issues. Most systems only need a fresh start to work correctly, and Apple pay is no different.

Some cell phone providers recommend restarting your phone every once in a while so the systems can refresh. After you restart your phone, wait a few minutes before trying to use your Apple pay system again.

4. Check iPhone and Apple ID Region

Another way to deal with this problem is to check your iPhone and Apple ID region. If you travel or use VPNs, you must change the region ID on your Apple pay settings so it doesn’t raise any red flags.

 You do this by:

  1. Going into your settings app
  2. Find your name, tap it, then look for Media and Purchases
  3. View the account
  4. Locate the Country/Region tab
  5. Change either one by tapping the “Change” icon
  6. Confirm your new area after reading the Terms and Conditions

 Apple pay should work correctly once you change your region.

Sign Out and Sign In to Apple ID

5. Sign Out and Sign In to Apple ID

Another method is to sign out & back into your Apple ID account. To sign out, you must go to your iCloud settings and click sign out. Wait a few minutes before signing back in to give your system time to calibrate.

Re-enter your iCloud settings to sign back in, enter your apple cash login information, and press enter. Please note that signing in and out of your Apple ID may result in losing data such as music, contacts, and books.

You can sign in and out by:

  1. Reaching settings and pressing your name
  2. Scrolling to the bottom and finding the “Sign out” button
  3. Pressing the button
  4. Backup all the data you would like to keep 
  5. Press “Sign out” again to confirm

6. Remove the Card and Add it Again

Removing and re-adding your card to your wallet is another viable option for fixing this problem. To remove your card, you must go to your system preferences, click on the wallet, and remove the card.

Some tips on adding your Apple cash card back to your wallet is to find Apple pay in settings and head the information by following the prompts on the screen.

7. Reset the iPhone Settings to the Factory Defaults

If the previous measures did not help, you might have to reset the entire phone to its factory default settings. Of course, this is the last resort because you will lose a lot of data in the process.

Rebooting your phone to factory defaults requires you to go to your settings and find the option for transferring or resetting the iPhone. It would be wise to back up all your data on an iCloud account, which prevents you from losing much after the reset.

If iCloud is not an option, you may back up your data on your computer or a third-party app.

Contact Apple Support

8. Contact Apple Support

If everything else has failed and Apple cash is unavailable, it is time to call Apple cash support and ask, “Why isn’t my Apple pay setting up?” Their online support is open 24/7 and can assist you with technical support questions. 

You can open an Apple support dialogue through the website that will run you through basic questions about your issues and present a series of options to help you solve them. 

There is also the Apple support app, which gives you another avenue to contact them for help. The app can be found on the app store and is completely free. 

Through the app, you can open up a chat and have a dialogue with representatives of the company that will run you through potential fixes for your problem.

Unfortunately, there is no known email address for any Apple support assistance. 

Apple Pay Services Are Currently Unavailable

This message will typically pop up if you unsuccessfully try to send or receive money. There are a few reasons for this mishap, which we will go over now. 

What do you need to send or receive money

What Do You Need To Send or Receive Money?

Sending money through Apple pay only requires a few steps and takes about a minute. The first and most important step is to check how much money you have in your Apple cash balance.

If you do not have sufficient funds to send, you will have to add money to your Apple cash balance. For your convenience, we’ll give you some pointers on adding cash to your wallet. 

Add money to your wallet by following these steps: 

  • Open your apple cash account
  • Find your card
  • Press “Add Money” 
  • Confirm the amount
  • Verify with face ID, fingerprint, or passcode

To receive money through Apple cash, you must ask the giver to tap the Apple icon and then the Apple cash icon to initiate the payment. Once the donor has confirmed their amount, they must trust the send button and verify if they have configured their settings that way.

Keep in mind that if you do not accept payments automatically, you must respond to their sent cash gift within seven days.

How to set up Apple Cash?

You may be wondering how to add Apple Cash to the wallet. Setting up your Apple cash account can be done in a few steps as long as you have a valid debit card and the wallet app. After downloading the app, open it and click “Add a card.” Once you connect your card and bank, you can transfer money to and from your bank.

It’s usually about one to three days to deposit the money into your bank account from the Apple pay app. Monitor your account closely so you can be ready to use your money as soon as it arrives. The instant payment option allows you to receive the money within seconds for a small fee, which is something to consider.

Please note that the Apple cash account has to have the same Apple ID for iMessage and iCloud to receive and send money. Once everything is connected, you are ready to send and receive money through Apple pay.

Final Thoughts

If you could not set up Apple cash or Apple Pay services are currently unavailable, this article lists several methods to help you troubleshoot the problem.

It’s best to always check the instructions after downloading the app to ensure you’re not missing a simple fix. Doing any of these methods can save you time and anxiety when dealing with Apple cash.

Frequently Asked Questions

Why does it say error when setting up Apple cash?

The error message could be for several reasons, but one of the more common ones is your Apple ID is not the same as your Apple cash account ID. You can fix that by signing in to your Apple pay using the same ID you use for your phone. Always check your date and time and disconnect from VPNs while setting up.

Why isn’t my Apple Pay setting up?

The Apple pay account may not be compatible with your current card issuer, so it’s best to give them a call if this problem persists. Also, make sure your phone has the latest software update because it will not work if your phone is outdated. Another quick solution would be to check your country/region settings.

Why is Apple Cash not working?

The quickest way to check to see if there’s an actual problem with your Apple cash is to restart your device. Sometimes the system needs to reboot and refresh to work correctly. If that does not work, check to see if the recipient’s device is compatible with Apple pay.

How do I activate Apple Cash on my iPhone?

Set up your Apple cash login account in five steps:

1. Go to your phone settings. 
2. Open the Wallet App.
3. Press the “Activate” Button.
4. Click “Add a card.” 
5. Follow the on-screen prompts to add a payment method.